18 Questions Answered · Brevard County, FL

Impact Windows FAQ for Brevard County, Florida

$800-2,200 per opening installed depending on size, manufacturer tier, and glass package. Whole-home packages typically run $8,000-40,000. Plain-English answers from a contractor working in Brevard County every week.

How much do impact windows cost in Brevard County?

$800-2,200 per opening installed depending on size, manufacturer tier, and glass package. Whole-home packages typically run $8,000-40,000. Insurance discounts often recover 15-45% of premium within 5-10 years. Most Brevard homeowners find the full-package premium savings exceed the cost of the holdout windows within a few years.

Are impact windows required in Brevard County?

New construction and substantial renovations require impact-rated openings OR approved shutter protection (Florida Building Code section 1609.2). Most Brevard homeowners choose impact-rated openings for permanent protection without deployment hassle. Modern impact windows look identical to standard windows from the outside.

Which manufacturer is best?

PGT WinGuard, CGI Sentinel/Targa, Andersen Stormwatch, and ESWindows are all Florida-tested and reliable. PGT is the volume leader in Brevard. Andersen is premium tier. CGI is a strong mid-tier. We provide NOA documentation regardless of manufacturer. $800-2,200 per opening installed depending on size, manufacturer tier, and glass package.

What does NOA mean?

Notice of Acceptance - the product certification proving the window passed Florida's impact testing (ASTM E1886/E1996). NOA is required for installation in Brevard and for insurance wind-mitigation discounts. We provide NOA copies with every project. Yes - we handle Brevard County permits including NOA submittal, plan review, and the post-install wind-mitigation inspection coordination.

How much will my insurance go down?

Typically 15-45% reduction on the wind portion of homeowners insurance. Exact savings depend on carrier and whether ALL openings (including garage doors) are protected. We provide the wind-mitigation inspection form (FBC 1802) carriers need. NOA is required for installation in Brevard and for insurance wind-mitigation discounts.

Can you install impact windows in concrete block walls?

Yes. Brevard is mostly concrete block construction. We use approved buck systems and proper anchoring per the NOA specifications. Slightly more labor than wood-frame installs but standard for our market. We remove old windows, dispose of materials, and install new openings with proper flashing, caulking, and trim work.

How long does whole-home impact window install take?

Typical 15-25 opening home: 3-7 days active install. Material lead time is the longer wait - 6-12 weeks from order to delivery depending on manufacturer and current demand. Just note that single-window doesn't qualify for whole-home wind-mitigation insurance discount. Notice of Acceptance - the product certification proving the window passed Florida's impact testing (ASTM E1886/E1996).

Do you handle the permit?

Yes - we handle Brevard County permits including NOA submittal, plan review, and the post-install wind-mitigation inspection coordination. Permit fees vary by project size, typically $300-1,500. You can also confirm the product yourself, since exterior windows and doors used in Florida must carry a Florida Product Approval or local approval, searchable through the Florida Building Commission. If your home is in an unincorporated area such as Merritt Island, Viera or Suntree, the permit goes through Brevard County government in Viera rather than a city building department.

Can I keep some non-impact windows to save money?

You can but it kills the highest insurance discount tier (which requires ALL openings protected). Most Brevard homeowners find the full-package premium savings exceed the cost of the holdout windows within a few years. Most Brevard homeowners choose impact-rated openings for permanent protection without deployment hassle.

What about garage doors?

Hurricane-rated garage doors are required for full insurance discount. We work with Wayne Dalton, Clopay, and Amarr impact-rated doors. Garage door alone: $1,500-4,500 depending on size and style. Exact savings depend on carrier and whether ALL openings (including garage doors) are protected.

Do impact windows look different from regular windows?

No. Modern impact windows look identical to standard windows from the outside. The interlayer (PVB or SentryGlas) is invisible. You can't tell impact from non-impact without close inspection of the label. Most modern impact windows are also dual-pane with argon fill.

Are they louder or quieter?

Quieter. The laminated impact glass blocks 30-50% more outside noise than standard insulated glass. Acoustic-rated impact glass (premium option) blocks even more. The laminated interlayer that holds broken glass in place is also what dampens sound, so the difference is most noticeable with traffic, aircraft and lawn equipment noise. If quiet is your main goal, compare acoustic-rated glass for bedrooms or the side of the house facing the street.

What about energy efficiency?

Impact windows with Low-E coating are excellent for Florida's sun. Most modern impact windows are also dual-pane with argon fill. Typical 15-30% reduction in cooling load vs old single-pane windows. To compare products, look at the rating labels on each unit rather than marketing descriptions, and match the glass package to the sun exposure of each wall. West- and south-facing openings usually gain the most from Low-E coatings, while shaded sides may not need the same package.

Can you replace just one window or do I have to do all at once?

You can replace one at a time. We do single-window replacements regularly. Just note that single-window doesn't qualify for whole-home wind-mitigation insurance discount. If you phase the work, start with the openings most exposed to wind and keep the product approval paperwork for each unit. In the wind-borne debris region defined by the Florida Building Code, glazed openings without impact glass still need an approved impact-resistant covering such as shutters, so plan protection for the rest until they are replaced.

What's the difference between PGT WinGuard and PGT Premium?

WinGuard is PGT's standard impact line - good DP rating (typically +50/-55 psf), white/bronze frame options, basic glass. Premium adds higher DP rating (+70/-80 psf), more frame color options, premium glass packages, and longer warranty. PGT WinGuard, CGI Sentinel/Targa, Andersen Stormwatch, and ESWindows are all Florida-tested and reliable.

Do you remove old windows?

Yes, included. We remove old windows, dispose of materials, and install new openings with proper flashing, caulking, and trim work. Old aluminum frames go to recycling. Typical 15-30% reduction in cooling load vs old single-pane windows. Most modern impact windows are also dual-pane with argon fill.

What about sliding glass doors?

Yes - we install impact-rated sliders, French doors, and patio doors. Sliders run $2,500-6,000 depending on size and tier. French doors $3,000-8,000. We work with Wayne Dalton, Clopay, and Amarr impact-rated doors. Acoustic-rated impact glass (premium option) blocks even more.

How long do impact windows last?

25-50+ years for the frame, 20-30 years for the glass interlayer before yellowing or delamination. Most manufacturers warranty 10-20 years on glass, lifetime on hardware. Impact windows with Low-E coating are excellent for Florida's sun. WinGuard is PGT's standard impact line - good DP rating (typically +50/-55 psf), white/bronze frame options, basic glass.

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