Florida Buyer's Comparison

PGT vs CGI Impact Windows: Florida Comparison

Honest comparison of PGT and CGI hurricane impact windows for Florida homes. PGT and CGI are the two dominant impact-window manufacturers in Florida residential. Honest comparison of PGT and CGI hurricane impact windows for Florida homes.

PGT and CGI are the two dominant impact-window manufacturers in Florida residential. Both offer impact-rated product lines with Florida Product Approvals and Miami-Dade NOAs for wind-borne debris regions such as Brevard. The differences come down to product depth, frame finishes, regional availability, and pricing.

Quick comparison table

FactorPGTCGI
Top-tier DP rating+90/-105 psf (WinGuard Vinyl)+85/-100 psf (Sentinel)
Standard Brevard pricing$700-$1,200 per window installed$750-$1,400 per window installed
Frame materialsAluminum, vinyl, hybridAluminum, vinyl, hybrid
Frame finish options15+ standard colors12 standard colors
Lead time (Brevard)4-8 weeks6-10 weeks
NOA coverageComprehensive, including HVHZComprehensive, including HVHZ
WarrantyLimited lifetimeLimited lifetime

When PGT is the right choice

  • You need a wide color/finish palette to match existing exterior trim
  • You want a slightly faster lead time
  • You are in a budget-conscious project where every $200/window matters
  • Your contractor has long-standing PGT relationship and pricing tier

When CGI is the right choice

  • You want premium aluminum frames with cleaner sightlines
  • You are building or renovating to higher-end aesthetic standards
  • You need their specialty products (large-opening doors, architectural sizes)
  • You are not in a hurry and can wait the extra 2 weeks

What does not actually differ much between them

Both PGT and CGI use laminated glass with PVB or SGP interlayer that meets ASTM E1996 large-missile impact testing. Both carry Florida DBPR NOA certification. Both qualify for the same insurance wind-mitigation discount tier when installed per their NOA approved methods. The "which window is safer" question is mostly marketing - they are functionally equivalent at the same DP rating tier.

Our recommendation for Brevard County homes

For most Brevard remodels in 2026, PGT WinGuard is the practical pick. The pricing is competitive, the lead time is shorter, and our installation crew has years of experience with their hardware and NOA documentation requirements. For luxury homes targeting top resale market or specific architectural details, CGI Sentinel is worth the premium.

Either way, the installation quality matters more than the window brand. A perfectly-installed mid-grade window holds up better than a poorly-installed premium window. Verify your contractor's NOA documentation and installation method certifications before signing.

What to verify with your contractor

  • Specific NOA number for the exact window model you are buying
  • DP rating sized to your home's wind zone (ASCE 7 calc per opening)
  • Approved installation method (anchor type, anchor spacing, sealant)
  • Post-install wind-mitigation inspection (Florida form 1802) coordination
  • Insurance carrier discount tier confirmation before signing

Code Checks That Apply to Either Brand

How do I verify a PGT or CGI window is approved for my opening?

Look up the exact model on the Florida Product Approval search at floridabuilding.org and compare its rated design pressure with the pressure your permit requires for that opening. Approval is per product and configuration, so a brand name alone does not settle it. Keep the approval sheets with the permit and final inspection, since insurers and buyers' inspectors ask for them.

Where in Brevard are impact-rated openings required?

In the wind-borne debris region, glazed openings must be impact-resistant or protected by approved shutters. The Florida Building Code, 8th Edition (2023) defines that region as land within 1 mile of the coast where the ultimate design wind speed is 130 mph or more, and anywhere it is 140 mph or more (section 1609.2). Your permit office confirms the wind speed and exposure for your address.

Who issues the permit for impact windows in Brevard County?

It depends on where the house sits, not on the mailing address. Homes inside one of Brevard's 16 incorporated cities and towns, such as Melbourne, Palm Bay, Titusville or Cocoa Beach, are permitted by that municipality, while unincorporated areas such as Merritt Island, Viera, Suntree and Mims go through Brevard County in Viera. Look up the parcel on the Brevard County Property Appraiser site to confirm which side of a city line you are on, and see our Brevard permit guide for the documents each office asks for.

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